Professional Landlords

Scale Your Portfolio with Confidence

At ��ɫ��ý, we understand the ambitions of your professional landlord clients. Whether they’re expanding a substantial portfolio or require tailored finance for more complex acquisitions, our specialist Buy-to-Let solutions are designed to support sophisticated strategies.

Built for Portfolio Growth

As a professional landlord, their needs go beyond basic mortgage products. Our lending proposition is built with experienced investors in mind:

Loans available up to £20 million and up to 75% LTV
Support for large-scale and complex portfolios
Flexible criteria for complex corporate structures and Special Purpose Vehicle’s (SPV’s)
All property types accepted, including:
Standard Residential
Houses in Multiple Occupation(HMOs)
Multi-Unit Freehold Blocks (MUBs)
Mixed Use Developments

Whether the objective is to acquire a single high-yield unit or funding a multi-property deal, we’re structured to move quickly and underwrite with expertise.
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According to the Office of National Statistics, average UK rental prices increased by 7.7% in the 12 months to March 2025, creating stronger yield opportunities for landlords with scale.

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Why Global Investors choose ��ɫ��ý?

Supporting Portfolio Growth

We lend to professional landlords looking to expand their investment property portfolio, offering flexible solutions tailored to portfolio growth strategies.

High loan amounts

Borrow up to £20 million, with competitive terms and up to 75% loan-to-value.

Flexible asset classes

We fund a wide range of properties including HMOs, MUBs, and mixed-use developments.

Complex structures considered

We support SPVs, offshore entities, and discretionary trusts - ideal for sophisticated investors.

Tailored lending solutions

Dedicated underwriters and fast-track approvals give you clarity, speed, and confidence.

Tailored Lending

��ɫ��ý offers a relationship-led approach to professional lending. We provide:

Dedicated underwriters with multi-property portfolio lending expertise
Structured facilities for repeat investors
Fast decisions and direct access to our team
Flexible approach to affordability and background income

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FAQ's

Find quick answers to all your ��ɫ��ý queries! Explore our FAQ section for guidance on accounts and More

Frequently Asked Questions

What defines a 'professional landlord'?

At ��ɫ��ý, we typically consider a professional landlord to be someone who owns multiple investment properties or derives a significant portion of their income from property. However, we take a case-by-case approach and are happy to review complex portfolios and ownership structures.

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Do you support portfolio landlords with large or complex holdings?

Yes. We’re well equipped to work with portfolio landlords, including those with 10+ properties, mixed-use assets, or properties held across various structures (personal, limited company, offshore SPVs, trusts, etc.). We provide bespoke support for refinancing or expanding large portfolios.

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Can clients finance more complex property types such as HMOs or Multi-Unit Blocks?

We lend against HMOs, Multi-Unit Freehold Blocks (MUFBs), and Mixed Use Developments, all at competitive terms. Our criteria is designed with experienced investors in mind, offering the flexibility your clients need.

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Are there restrictions on how many properties a client can own or finance with ��ɫ��ý?

We do not impose a cap on the number of properties a client owns. We assess each transaction on its own merits and are happy to work with clients looking to scale efficiently and strategically. Maximum lending amounts apply.

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Can clients borrow through a Limited Company or SPV?

Yes - We regularly work with professional landlords operating via Limited Companies or SPVs, including layered, offshore structures, including trusts. We understand the tax and planning advantages this route offers and ensure smooth processing from application through to completion.

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Buy-to-Let Loans for Professional Landlords